Banking Account

Our Bank Account offers you a complete banking solution with easy access to a wide range of products and services.

1. Make and receive payments using a comprehensive range of convenient banking channels
2. Link your debit card to your Business Bank Account to pay for daily purchases and for access to VISA’s global ATMs and point of sale network

  • Business internet banking that is available 24/7 – manage multiple user access, functionality and enable dual authorization to ensure security checks and internal controls. You can easily integrate with 3rd party salary packages for easy payments and make immediate, group and batch payments. The easy functionality also allows you to manage beneficiaries and has a direct link to confirm SARS payments via integration to SARS.

  • You can also set up debit orders to automate monthly payments.

  • Single point of contact through your Mercantile Bank Business Manager for all your business banking requirements.

  • Earn competitive tiered interest rates according to your balance. Your interest is calculated daily and capitalized monthly.

  • Minimum requirements to open an account – Latest Audited Financial Statements not older than 18 months.

Interested in our Business Banking Account?

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Gold Credit Card

  • Revolving facility with up to 55 days interest free

  • Gold Credit Card is linked to our loyalty programme to give you access to all premier Bidvest lounges at airports around South Africa

  • Link your Drive card to your Business Credit Card and take care of your fleet-related spending

  • Nominate any number of executives and staff to use cards linked to a single card account, with individual limits and tracking

Interested in our Gold Credit Card?

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Fleet Services – Mercantile Bank Accelerator

As a business owner, you want to be able to track your fleet and know how to improve fleet performance. Mercantile Bank Accelerator Fleet is the answer. It is the World first integrated, chip based Fleet card solution. A real-time management solution that is completely customizable, ensuring that clients know exactly how their fleet is performing at any time, and at a touch of a button. With VISA as a partner, we are offering one of the world’s most sophisticated fleet management tools; and with total control, comes greater savings for our clients.

Real-time control delivers real business benefits

  • Links driver, vehicle, card and point of sale purchases, constantly evaluating, monitoring and notifying

  • Can be used across the continent in SADC region in any language

  • Can be used for everything from petrol to accommodation and food

  • Cloud based technology connects their fleet at all times from multiple devices

  • Multi-layered security protocols provide complete protection and security

This exciting new solution ensures our clients are able to take on the challenge of the modern business world, making sure that they optimise their fleet’s performance – delivering greater cost efficiencies, as well as control over driver behaviour.

Let’s take your business where it needs to go with safe and secure cross-border fleet payments.

Interested in our Fleet Services?

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Cash Solutions

As your banking partner, we understand the impact that your cash turnover has on your business’ cash flow and profitability. It is with this in mind that we created a service which takes the hassle out of managing your business’ cash takings.

Mercantile Bank has partnered with a number of companies to bring you a holistic offering that can be tailored to your specific needs. We offer a solution for securely counting and storing cash onsite at your business’ premises (SAFE CASH), as well as a cash-in-transit (CIT) solution, to take your cash from your premises to a Mercantile Bank Business Centre.

SAFE CASH is an electronic cash-accepting device that counts, verifies, validates and secures bank notes on your premises. All counted and validated deposits are immediately credited to your Mercantile Bank business bank account. Enjoy a convenient, secure, guaranteed value and easy to use solution.

To this end, Mercantile Bank has established a relationship with a leading South African CIT Company. Should you so wish you may elect to take up the preferential arrangement which Mercantile Bank has agreed with them for your CIT needs. It must be made clear that there is no obligation by you to do so and you are welcome to use the CIT provider of your choice.

Interested in our Cash Solutions?

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Internet and Mobile Banking

Ways to bank:

  • Internet Banking that is secure and allows you to view, transact and manage your accounts or linked accounts, anywhere, anytime.

  • Mobile Banking is available via the Mercantile Banking App that can be downloaded from the PlayStore or iStore.

    Download on the App Store Get it on Google Play

Lost or Stolen Cards

It's important to report a lost or stolen Mercantile Bank card as soon as possible. You can contact our 24-hour customer care hotline on 0860 11 99 25 to do so. We will issue you with a new card within 48 hours. This can be collected at your nearest Business Centre or elsewhere, depending on arrangements made. Prompt notification is imperative as you will be liable for payment of all transactions recorded up until the card is reported lost or stolen.